Gaurdian short term disability pre existing conditions

You can file a Short Term Disability (STD) or State Mandated Disability (SMD) claim either online or by completing a paper claim form.

Online process

When filing a disability claim online, you must complete the online form and provide authorization for your provider to release medical information to Guardian.

Note: Claims can be submitted after the disability begins or up to 14 days before the disability begins.

  1. Log in to Guardian Anytime . For details, refer to: As a member, how do I register for Guardian Anytime?
  2. From the menu, select one of the following. Not all plans have all options.
  3. Complete the online form. If the form doesn't appear, follow the instructions below for the Paper claim process.
  4. After submitting the claim, you must provide authorization for Guardian to contact your provider.
    1. Complete the Authorization to Obtain Information form.
    2. Give the form to your provider.
    3. Scan and upload the form using the Guardian Anytime Secure Channel link .

    Paper claim process

    When filing a Disability claim on paper, you must submit the claim form to Guardian and provide authorization for your provider to release medical information to Guardian.

      Click the appropriate link in the chart below to access and print the claim form.

    Claim Form List
    State Form Name Form Number
    New York NY State Mandated Disability Claim Form with Statement of Rights DB450-DB271S
    New Jersey New Jersey State Mandated Disability Claim Form NJTBDDS1
    All other states Group Short Term Disability Claim Form GG-011096

    Submit the completed forms to the address or fax number indicated on the claim form.

    Additional resources

    For additional information on Short Term Disability and State Mandated Disability claims, refer to the following articles.